I try my hardest to take advantage of Houston weather when it's in cold-front mode. We don't get too many days in which we can wear boots, scarves, long-sleeves, and hats.  Now our definitely of cold is probably way different than those of you who live in climates that experience a real Fall & Winter, but around here 65-75 can be "cold"! Haha, this particular day I had some errands to run, and wanted to be comfy, but chic. I gravitated to my favorite bottom lace-insert maxi from Forever 21 to handle the task, and of course had to wear some boots, just because I could! I added this fun jewelry scarf to the look!